HSBC HK Reward+

App Name

HSBC HK Reward+

Latest Version

3.8

Last Updated

Dec 3, 2025

Requirements

Android

Personalized Offer Discovery and Activation

Users begin by navigating the "Offers" section within HSBC HK Reward+, where a curated list of available promotions is displayed. These offers are typically tailored to the user's spending habits and card type. To activate an offer, the user simply selects it and follows the on-screen instructions, which often involve tapping an "Activate" button. This action ensures the promotion is linked to their card. Once activated, the user can then shop with the partnered merchant using their eligible HSBC credit card to automatically receive the promised cashback, discount, or bonus points, streamlining the redemption process.

HSBC HK Reward+

Flexible RewardCash Redemption Options

A core function of HSBC HK Reward+ is managing RewardCash (RC). Users can view their accumulated RC balance directly on the app's dashboard. The redemption process involves selecting the "Use RC" function, where they are presented with multiple conversion paths. A user can choose to offset credit card spending, convert RC into airline miles for travel, exchange them for electronic vouchers from popular retail partners, or even transfer them to loyalty programs of affiliated merchant partners. This flexibility allows users to directly dictate how their earned rewards are utilized for maximum personal benefit.

HSBC HK Reward+

Comprehensive Credit Card Transaction History

The app provides detailed financial oversight through its account management features. Users can select a specific credit card linked to their profile within HSBC HK Reward+ to review all recent transactions. The interface displays essential details such as transaction date, merchant name, amount spent, and the corresponding RewardCash earned from each purchase. This transparent history enables users to track spending patterns, verify charges, and accurately monitor their reward accrual in real-time, facilitating better financial management and budgeting.

HSBC HK Reward+

Instalment Plan Management for Card Bills

HSBC HK Reward+ offers a practical solution for managing larger credit card expenses. If a user has a significant outstanding balance or a specific large transaction, they can use the app to convert that amount into a manageable instalment plan. The user navigates to the credit card bill payment section, selects the eligible transaction or total bill, and chooses the "Repay with Instalments" option. They can then review and select from available tenure periods (e.g., 6 or 12 months) with applicable terms before confirming the setup, spreading the cost over time.

Tracking RewardCash Earning and Burning History

Beyond the current balance, HSBC HK Reward+ provides a complete historical ledger of all RewardCash activity. Users can access a dedicated statement that chronologically lists every instance of RC earned ("Earn") from spending and every instance of RC redeemed or spent ("Burn"). This history includes the date, the source of the earnings, or the nature of the redemption. This audit trail is crucial for tracking reward goals, resolving discrepancies, and understanding the full value derived from the credit card.

Exclusive Access to Location-Based Promotions

The app serves as a hub for time-sensitive and geographically relevant offers. HSBC HK Reward+ may present promotions that are specifically available to users in Hong Kong or even targeted to certain districts or shopping malls. Users are encouraged to regularly check the app before shopping to discover these exclusive deals. By activating an offer just before making a purchase, the user ensures they never miss out on potential savings or bonus rewards, effectively using the app as a digital coupon book for their HSBC credit card.